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Renting a Home in Japan — reikin, shikikin, and ¥50,000–100,000 in upfront costs
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Renting a Home in Japan — reikin, shikikin, and ¥50,000–100,000 in upfront costs

A 2026 guide to renting a home in Japan for Vietnamese people: reikin, shikikin, shagashi, upfront costs of ¥50,000–100,000, guarantor companies, 7 apps including Suumo, Homes, and Pitat, and how to avoid scams.

Mar 10, 2026·✍️ olablog·⏱ 9 min read

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A 2026 guide to renting a home in Japan for Vietnamese people: reikin, shikikin, shagashi, upfront costs of ¥50,000–100,000, guarantor companies, 7 apps including Suumo, Homes, and Pitat, and how to avoid scams.

Finding a place to live is the first major challenge for Vietnamese people newly arrived in Japan. Unlike the familiar system in Vietnam, Japan requires you to pay reikin + shikikin + shagashi + a guarantor company fee before receiving the keys — a total of 50,000–100,000 yen in upfront costs (around 8-17 million VND). This guide breaks down every fee, introduces 7 reliable home-search apps, and explains 5 common scams.

Upfront costs — a detailed breakdown

Unlike Vietnam, where paying 1-2 months’ deposit is usually enough, Japan has as many as 6 initial fees:

1. Shikikin (敷金) — security deposit

  • Equal to 1-2 months’ rent
  • Refunded at the end of the lease (minus repair costs, if applicable)
  • In practice, landlords often keep ~50% to “refresh” the property before renting it out again → so you should consider it effectively lost

2. Reikin (礼金) — key money

  • Equal to 0-2 months’ rent
  • A “thank-you payment to the landlord” — an old custom that is NOT refundable
  • These days, many newer properties do not charge reikin (look for "礼金ゼロ" in the listing)

3. Shagashi / chukai tesuryo (仲介手数料) — brokerage fee

  • Equal to 1 month’s rent (+ 10% tax)
  • Paid to the real estate agency (fudosan) that introduced the property
  • Some agencies offer 50% or 0% fees — search for "仲介手数料半額/無料"

4. First month’s rent + second month paid in advance

  • The first month is calculated pro rata based on your move-in date (for example, if you move in on the 15th, you pay half a month)
  • Many landlords also require the second month to be paid upfront

5. Hoken (火災保険) — fire insurance

  • Mandatory, 15,000-25,000 yen for 2 years
  • Paid once to the insurance company specified by the landlord
  • Renewed when the lease reaches its renewal date

6. Hosho (保証会社) — guarantor company fee

  • Since you do not have relatives in Japan, international students need a guarantor company instead of an individual guarantor
  • The fee is 50-100% of one month’s rent initially + 10,000-20,000 yen/year thereafter
  • Common guarantor companies include Nippon Safety, Casa, JID, and GTN

7. Kagi koukan (鍵交換) — lock replacement

  • 10,000-20,000 yen
  • Mandatory when a new tenant moves in

A real-world example for a 1R room in Tokyo costing 65,000 yen/month:

Item Calculation Amount (yen)
Shikikin (deposit) 1 month 65,000
Reikin (key money) 1 month 65,000
Shagashi (brokerage) 1 month + tax 71,500
First month (full month) 1 month 65,000
Second month paid in advance 1 month 65,000
Hoken (2 years) package 20,000
Hosho company fee 50% of monthly rent 32,500
Kagi koukan package 15,000
TOTAL UPFRONT COST ~399,000 yen

In VND, that comes to ~68 million VND just to move in during the first month. This does not include the cost of buying appliances and household items (refrigerator, washing machine, gas stove).

Common room types — understanding the terminology

  • 1R (one room): A single 15-20m² room with the kitchen inside, plus the toilet and bath in one shared area. The most common option for international students.
  • 1K (one kitchen): One room + a small separate kitchen, 18-25m². Around 5-10k yen more expensive than a 1R
  • 1DK: One bedroom + dining/kitchen area. 25-35m². Suitable for couples.
  • 2K / 2LDK: Two bedrooms + kitchen (with a living room if there is an L). ≥40m², suitable for families
  • Share house (シェアハウス): Private room with a shared kitchen/toilet/bathroom. Affordable, no shikikin/reikin required, and furnished
  • Gaijin house (外人ハウス): Intended specifically for foreigners and does not require a guarantor

💡 Tip for reducing upfront costs: Choose a share house or gaijin house for the first 6-12 months (you only need 1 month’s deposit + 1 month’s rent, and furniture is provided). Once you have income + credit history in Japan, you can rent a private apartment.

7 reliable home-search apps / websites

1. Suumo (スーモ) — Japan’s number one

  • suumo.jp, mobile app
  • 1,5 million listings per month, with detailed filters (under 5 minutes from a station, air conditioning, pets allowed…)
  • The interface is in Japanese, but the photos and icons are clear — even people who do not know Japanese can use it

2. Homes (ホームズ)

  • homes.co.jp
  • Compare prices with Suumo + read landlord reviews
  • Excellent “map search” feature

3. Pitat (ピタットハウス)

  • pitat.com
  • Part of the major brokerage chain Starts Corporation
  • Offers support for foreign residents

4. Canary — available in Vietnamese!

  • canary-app.jp
  • App with filters by budget + area
  • Some listings have English/Vietnamese translations

5. Iitoko

  • iitoko-ichi.jp
  • Specializes in affordable homes without reikin
  • Many “zero-zero” properties (zero shikikin + zero reikin)

6. OYO Life

  • oyolife.com
  • An Indian company; no guarantor required and contracts can be signed online
  • Prices are 15-25% higher, but the process is easier

7. GTN (Global Trust Networks)

  • gtn.co.jp
  • Specializes in international students / foreign workers
  • Vietnamese-language support is available at major branches
  • Handles both guarantor services + contract translation

The home-rental process — 7 steps

Step 1: Search for a room on an app (2-4 weeks)

  • Choose an area (near your school/workplace, with a direct train route)
  • Budget = 1/3 of your expected income
  • Note down the 5-7 rooms you want to view

Step 2: Contact a real estate agency (fudosan)

  • Send an email through the form on the app, or call
  • Example: 「Suumoで見た◯◯の部屋を見学したいのですが…」
  • They will schedule a viewing (内見 — naiken)

Step 3: View the room (1-2 hours/room)

  • Bring your residence card + passport
  • Check:
    • Lighting (south- or east-facing is best)
    • Noise (can you hear trains during rush hour?)
    • Smells (check the washing machine area and kitchen — mold is a bad sign)
    • Water (turn on the tap to check the pressure and make sure the water is not yellow)

Step 4: Submit an application (moshikomi)

Required documents:

  • Passport + residence card (copies)
  • Family register (if available)
  • Proof of income: scholarship or employment
  • If you are an international student: certificate of enrollment from your school
  • Guarantor: parents in Vietnam (you will need a birth certificate to prove the relationship) OR a guarantor company

Step 5: Screening (shinsa) — 3-7 days

  • The guarantor company + landlord review your application
  • You may be asked for additional documents
  • The acceptance rate is ~70-80% for international students attending reputable schools

Step 6: Sign the contract (keiyaku)

  • A 1,5-2-hour meeting at the real estate agency’s office
  • READ CAREFULLY all clauses: lease term (usually 2 years), renewal fee (koushinryou — 1 month’s rent), and early cancellation penalties
  • Pay the full 50,000–100,000 in upfront costs (transfer the money before signing)
  • Receive the keys

Step 7: Register your juminhyo + utilities

  • Within 14 days, go to the kuyakusho to register your new address
  • Call or register online for electricity (Tokyo Gas, TEPCO), gas (Tokyo Gas), water (municipality), and internet (So-net, NURO…)

5 common types of scams

1. Fake brokers

  • Post extremely cheap properties on Vietnamese Facebook/Zalo groups
  • Ask for a deposit before you view the room
  • Reality: The room does not exist and your money is gone
  • Avoid it: Only use a fudosan company registered with the kuyakusho (ask to see its takken license)

2. Exploitative share houses

  • Advertise private rooms, but in reality 4-6 people share one 15m² room
  • The contract explicitly says that viewings are not allowed
  • Avoid it: View the property in person and check the number of beds

3. “Free” electricity/gas/internet that is actually included with inflated fees

  • The landlord says “utilities free” and then adds a 15-20k yen/month “management fee”
  • Avoid it: Request the original bill every month

4. Shikikin not refunded

  • At the end of the lease, the landlord charges unreasonable repair fees (wall plastering, mattress replacement) and keeps the entire deposit
  • Avoid it: Photograph the room’s condition on the day you receive the keys (a 5-10-minute video), then email the landlord + fudosan so you have evidence

5. Guarantor company “trap”

  • Some unlicensed guarantor companies demand a 50% fee every year + hidden charges
  • Avoid it: Choose one of the familiar top 5 (Nippon Safety, Casa, JID, GTN, Crown)

Monthly living costs after moving in

After paying the 50,000–100,000 in upfront costs, your monthly expenses will include:

  • Rent: 40,000-80,000 yen
  • Management fee (kanrihi): 3,000-10,000 yen (for shared apartment stairs, elevators, and security)
  • Electricity: 3,000-6,000 yen (using air conditioning in summer/winter will raise this to 8,000+)
  • Gas: 2,000-4,000 yen
  • Water: 2,000-3,000 yen (billed once every 2 months)
  • Internet: 3,500-5,500 yen (1Gbps fiber)

💡 Ways to save: Choose an apartment building without an elevator (lower kanrihi), a room on the 3rd-4th floor (cheaper than the 1st or top floor), and a location 10-15 minutes’ walk from the station (reduces rent by 5-10k yen compared with living near the station)

Summary

For renting in Japan in 2026, expect 50,000–100,000 yen (8-17 million VND) in upfront costs, including shikikin + reikin + shagashi + hoken + hosho + kagi. The 7 reliable home-search apps are Suumo, Homes, Pitat, Canary, Iitoko, OYO Life, and GTN. Watch out for the 5 types of scams (fake brokers, overcrowded share houses, inflated utility fees, withheld shikikin, and unlicensed guarantors). A share house or gaijin house for the first 6-12 months is the most economical option before renting a private apartment.

Just arrived in Japan and handling the rental paperwork? Use a Japan eSIM to call the fudosan and use Google Maps to view rooms more easily. Once you are settled, book a Shinkansen ticket to visit your friends in Osaka and Kyoto.


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