Complete guide: the four compulsory coverage types, CDW (damage waiver), NOC (non-operation charge), OlaChill's extended TAS/TWS plans, and the situations where insurance is void.
| Coverage | Scope | Limit |
|---|---|---|
| 🧑Personal injury liability | Death or injury to third parties | Unlimited (includes 3rd-party liability) |
| 🏠Property damage liability | Other vehicles or property | ¥30,000,000 per incident (deductible ¥50,000) |
| 🚗Rental-car damage | Damage to the rented vehicle | Actual value (deductible ¥50,000 · larger/commercial: ¥100,000) |
| 👥Occupant coverage | Injury / death of driver & passengers | Up to ¥30,000,000 per person |
Limits above are industry norms. Actual amounts may vary by operator.
NOC compensates the rental company for lost revenue while the car is being repaired. CDW does NOT cover NOC — buy it separately or pick the Full Coverage plan.
| Situation | NOC fee |
|---|---|
| Car is drivable, returned to the shop | ¥20,000 |
| Car is not drivable, towed back | ¥50,000 |
| Basic | + CDW | Full Coverage | |
|---|---|---|---|
| Third-party liability | ✅ | ✅ | ✅ |
| Property liability | ✅ ¥50k deductible | ✅ ¥0 | ✅ ¥0 |
| Rental-car damage | ✅ ¥50–100k deductible | ✅ ¥0 | ✅ ¥0 |
| NOC | ❌ ¥20–50k | ❌ ¥20–50k | ✅ ¥0 |
| Towing | ❌ | ❌ | ✅ |
| Extra / day | ¥0 | ¥1,100 | ~¥2,200 |
| Recommendation | ⭐⭐ | ⭐⭐⭐ |
Annulation gratuite jusqu'à 24h · Paiement sécurisé
