How to Claim Your Nenkin (Pension) Lump-Sum Withdrawal When Leaving Japan
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How to Claim Your Nenkin (Pension) Lump-Sum Withdrawal When Leaving Japan

How to Claim Your Nenkin (Pension) Lump-Sum Withdrawal When Leaving Japan

Apr 10, 2026 · ✍️ OlaChill Team · ⏱ 1 min read

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If you paid into Japan's pension system (Nenkin) while working in Japan, you can claim a lump-sum withdrawal (Dattai Ichijikin) after leaving. This is money many foreigners miss out on!

Eligibility

  • Contributed to Nenkin for at least 6 months
  • Non-Japanese nationality
  • Have left Japan and cancelled residency
  • Apply within 2 years of departure

How Much Will You Get?

Based on: average monthly salary × refund rate × months contributed. Government withholds 20.42% tax at source.

Months contributedRefund multiplier 6–11 months×9 months 24–35 months×16 months 48+ months (max 60)×20 months

How to Apply

  • Download form from nenkin.go.jp (available in English)
  • Fill in form + attach: passport copy, proof of departure
  • Mail to Japan Pension Service
  • Money transferred to your overseas account in 3–6 months
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