Hidden Gems
How to Claim Your Nenkin (Pension) Lump-Sum Withdrawal When Leaving Japan
How to Claim Your Nenkin (Pension) Lump-Sum Withdrawal When Leaving Japan
Apr 10, 2026 · ✍️ OlaChill Team · ⏱ 1 min read
If you paid into Japan's pension system (Nenkin) while working in Japan, you can claim a lump-sum withdrawal (Dattai Ichijikin) after leaving. This is money many foreigners miss out on!
Eligibility
- Contributed to Nenkin for at least 6 months
- Non-Japanese nationality
- Have left Japan and cancelled residency
- Apply within 2 years of departure
How Much Will You Get?
Based on: average monthly salary × refund rate × months contributed. Government withholds 20.42% tax at source.
Months contributedRefund multiplier 6–11 months×9 months 24–35 months×16 months 48+ months (max 60)×20 months
How to Apply
- Download form from nenkin.go.jp (available in English)
- Fill in form + attach: passport copy, proof of departure
- Mail to Japan Pension Service
- Money transferred to your overseas account in 3–6 months
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